From Edward Jones’ Joey Romano If you were to inherit a large sum of money, what would you do with it? The question may not be hypothetical, especially if you are in the millennial, Gen X or Gen Z demographic groups. That’s because the baby boomers – often referred toContinue Reading
From Edward Jones’ Joey Romano Typically, this time of year is filled with graduation ceremonies and celebrations. But with the coronavirus pandemic, not much has been typical lately. Eventually, though, things will return to normal and schools will reopen for in-person learning. And if you have young children, you mayContinue Reading
From Edward Jones’ Joey Romano During the coronavirus pandemic, our health concerns – for ourselves and our loved ones – have been at the top of our minds. But financial worries have been there, too, both for people whose employment has been affected and for investors anxious about the volatileContinue Reading
From Edward Jones’ Joey Romano The social distancing and stay-at-home orders necessitated by the coronavirus have led many of us to feel isolated. Still, we’ve fought back through social media, “virtual” gatherings and walks in the neighborhood, where we could greet friends and neighbors (from 6 feet away). But whenContinue Reading
From Edward Jones’ Joey Romano You contribute to an IRA and 401(k) to help build the financial resources you’ll need to enjoy a comfortable retirement. But despite these funds being set aside for retirement, many investors use them before they retire. More than half of Americans tap into their retirementContinue Reading
From Edward Jones’ Joey Romano First, the coronavirus rocked the financial markets. Then, oil prices dropped more than 20 percent after a breakdown in OPEC production discussions. Not surprisingly, the markets took another nosedive. Yet, despite these events, this recent market volatility may well be attributed more to fear thanContinue Reading
From Edward Jones There’s no way to sugarcoat it: If you’re an investor, you haven’t liked what you’ve seen in the financial markets recently. The effects of the coronavirus triggered a market “correction” – a decline of 10 percent or more – and more volatility is almost certainly on theContinue Reading
From Edward Jones’ Joey Romano On Valentine’s Day, you can give your spouse or life partner a traditional gift such as candy or flowers. But once you’ve done that, why not think about something that can provide longer-lasting benefits for your loved one? Specifically, think about ways to provide aContinue Reading
From Edward Jones Social Security can be one source of retirement income for you and your spouse. To maximize your benefits, you’ll need to make some key decisions and be aware of some common myths. • Myth 1: Always take Social Security early. You can file for Social Security benefitsContinue Reading
From Joey Romano at Edward Jones As a business owner, you’re always thinking of what you need to do now. But you can’t forget about the future – yours and that of your business. So it may be a good idea to consider your personal retirement plan and business successionContinue Reading
From Edward Jones If you’re fortunate, you’ll live independently and in good health throughout your retirement years. However, if you ever needed some type of long-term care, such as a stay in a nursing home, would you be financially prepared? To answer this question, you may want to evaluate twoContinue Reading
From Edward Jones You may have heard that timing is everything. And in many walks of life, that may be true – but not necessarily when it comes to investing. To understand why this is so, let’s look at three common mistakes investors make: Selling investments and moving to cashContinue Reading
From Edward Jones Have you thought about your New Year’s resolutions for 2020? When many of us make these promises, we focus on ways we can improve some form of our health. We vow to get more physically healthy by going to the gym, or we promise to improve ourContinue Reading
From Edward Jones You’ve probably heard or read about inflection points. The term has a specific definition in mathematics, but it’s also used widely to describe historical or technological events, such as the Industrial Revolution or the creation of the internet – events that changed human existence in some importantContinue Reading
From Edward Jones As 2019 draws to a close, you may be anticipating – or have already received – a year-end bonus from your employer. Or you might be receiving a substantial cash gift for the holidays. (If you’re really lucky, you might get both.) You can doubtlessly think ofContinue Reading
From Edward Jones Why do you invest? For many people, here’s the answer: “I invest because I want to enjoy a comfortable retirement.” And that’s certainly a great reason, because all of us should regularly put money away for when we’re retired. But you can also benefit by investing inContinue Reading
From Edward Jones If you’re fairly new to investing, you might be wondering what sort of rules you should follow or moves you should make. And while everyone’s situation is different, there are indeed guidelines that make sense for all investors. Here are some to consider: Learn the basics. TheContinue Reading
From Edward Jones As Thanksgiving approaches, it’s meaningful to reflect on the origin of the holiday –Native Americans and pilgrims sharing their bounty of food with each other. As you gather with your loved ones this year, perhaps you can think of ways to share not only your dinner, butContinue Reading