By Edward Jones’ Joey Romano The tax return deadline has been extended until mid-July, but you may have already filed your taxes. If you were not entirely happy with the results, you might start seeking ways to change the outcome for next year. And one area to look at mayContinue Reading
From Edward Jones’ Joey Romano You contribute to an IRA and 401(k) to help build the financial resources you’ll need to enjoy a comfortable retirement. But despite these funds being set aside for retirement, many investors use them before they retire. More than half of Americans tap into their retirementContinue Reading
From Edward Jones On one hand, the coronavirus has brought out the best in us. People across the country are pitching in to help others, from providing protective masks to health care workers to holding video chats with confined residents of assisted living homes to simply buying gift cards toContinue Reading
From Edward Jones’ Joey Romano It’s important to have cash available for your everyday spending and the inevitable rainy day. However, you also need to develop a cash strategy that can contribute to your long-term financial success. But just how much cash do you need? And in what form? ToContinue Reading
From Edward Jones’ Joey Romano First, the coronavirus rocked the financial markets. Then, oil prices dropped more than 20 percent after a breakdown in OPEC production discussions. Not surprisingly, the markets took another nosedive. Yet, despite these events, this recent market volatility may well be attributed more to fear thanContinue Reading
From Edward Jones There’s no way to sugarcoat it: If you’re an investor, you haven’t liked what you’ve seen in the financial markets recently. The effects of the coronavirus triggered a market “correction” – a decline of 10 percent or more – and more volatility is almost certainly on theContinue Reading
From Edward Jones’ Joey Romano As you know, the coronavirus has become a major health concern, not just in China, but in other parts of the world, too – and it’s also shaken up the financial markets. As an individual investor, how concerned should you be? The impact of theContinue Reading
From Edward Jones’ Joey Romano You save and invest to meet a variety of goals during your lifetime: college for your children, long vacations, a comfortable retirement, and so on. But you probably also want to leave something behind – to your loved ones and, possibly, to the charitable organizationsContinue Reading
From Edward Jones’ Joey Romano In your life, you will have all sorts of relationships – with your family, your friends, your co-workers, and even with civic groups and charitable organizations you support. But have you ever considered another key relationship – the one you have with money? Of course,Continue Reading
From Edward Jones’ Joey Romano On Valentine’s Day, you can give your spouse or life partner a traditional gift such as candy or flowers. But once you’ve done that, why not think about something that can provide longer-lasting benefits for your loved one? Specifically, think about ways to provide aContinue Reading
From Edward Jones Social Security can be one source of retirement income for you and your spouse. To maximize your benefits, you’ll need to make some key decisions and be aware of some common myths. • Myth 1: Always take Social Security early. You can file for Social Security benefitsContinue Reading
From Edward Jones’ Joey Romano If you own a business, you know that setting up a retirement plan for yourself and your employees can be challenging. But it may now be getting easier. Here’s the story: Congress recent passed the SECURE Act, which, among many provisions, includes some key changesContinue Reading
From Joey Romano at Edward Jones As a business owner, you’re always thinking of what you need to do now. But you can’t forget about the future – yours and that of your business. So it may be a good idea to consider your personal retirement plan and business successionContinue Reading
From Edward Jones You may have heard that timing is everything. And in many walks of life, that may be true – but not necessarily when it comes to investing. To understand why this is so, let’s look at three common mistakes investors make: Selling investments and moving to cashContinue Reading
From Edward Jones Have you thought about your New Year’s resolutions for 2020? When many of us make these promises, we focus on ways we can improve some form of our health. We vow to get more physically healthy by going to the gym, or we promise to improve ourContinue Reading
From Edward Jones You’ve probably heard or read about inflection points. The term has a specific definition in mathematics, but it’s also used widely to describe historical or technological events, such as the Industrial Revolution or the creation of the internet – events that changed human existence in some importantContinue Reading
From Edward Jones As 2019 draws to a close, you may be anticipating – or have already received – a year-end bonus from your employer. Or you might be receiving a substantial cash gift for the holidays. (If you’re really lucky, you might get both.) You can doubtlessly think ofContinue Reading
From Edward Jones Why do you invest? For many people, here’s the answer: “I invest because I want to enjoy a comfortable retirement.” And that’s certainly a great reason, because all of us should regularly put money away for when we’re retired. But you can also benefit by investing inContinue Reading
From Edward Jones As Thanksgiving approaches, it’s meaningful to reflect on the origin of the holiday –Native Americans and pilgrims sharing their bounty of food with each other. As you gather with your loved ones this year, perhaps you can think of ways to share not only your dinner, butContinue Reading