By NYLife’s Brad Collins According to the Bureau of Labor Statistics, just 51% of private sector employers offer defined contribution or defined benefit pension plans, and only 8% offer traditional defined benefit plans, thereby eliminating a guaranteed source of lifetime income. Social Security benefits replace about 40% of the averageContinue Reading
By Edward Jones’ Joey Romano If you’re close to retirement, you’ll have several financial issues to consider. But you’ll want to pay attention to one of the most important of these issues: health care costs. How can you prepare yourself for these expenses? First, get an early start on estimatingContinue Reading
By Dan Eakin I have heard many people say that Jan. 6, 2021, when Trump supporters marched to the capitol, was a sad day in America. It was. A lot of things happened that day that shouldn’t have happened. But what many people were saying got me to thinking: It’sContinue Reading
By Glenn Melancon We all know to take the keys away from a drunk driver. Drinking impairs decision making and judgment. In government, lies produce the same results. Over 400,000 of our neighbors have died because of COVID-19 lies and political denial. Will our democracy be next? On Jan. 22, 2020Continue Reading
By Austin Lewter You have read about the rough start with our son Jackson You read about our mantra inspired by 1st Thessalonians and how our son defied the odds. I told you we were blessed with a wonderful surgeon and said he was a subject for another column. Well,Continue Reading
My name is April Taylor Johnson parent to two amazing Jefferson ISD Honor Roll Students and Community Leader also Founding Member of FRESH YOUTH MENTORING PROGRAM to Sponsors two scholarships each year. I’m here to address my concerns along with others about comments that one of our school members KevinContinue Reading
Hello. As you all know my name is Shyger Williams and I currently work within our school district. When applying for my current position, I went through a very extensive process of interviews, plus reviewing of my application from others higher in command within our administration. With that being said,Continue Reading
By Rabbi Linda Gutierrez Shalom chaverim. We are going through trying times in our nation and world. My prayer is to keep faith in God and to keep our voice heard, our leaders to have faith, and to stand up for the rights of the people. God’s will be done. As citizens of the United States,Continue Reading
From Edward Jones’ Joey Romano When you begin investing, you’ll generally assess your comfort with risk, as your investment choices will be guided at least partially by your risk tolerance. But once you actually experience the ups and downs of the market, this tolerance could be tested. Risk tolerance mayContinue Reading
From Edward Jones’ Joey Romano If you’ve been contributing for many years to your 401(k) or similar retirement plan, it may be your largest pool of money. So, if you are facing a financial need, you may think about tapping into your account. After all, it’s your money – whyContinue Reading
Alden Ho, Wheel Salt Ministries Everywhere you look today, you hear and read of everyones opinion. Some believe this, while others believe that, some say do this, while others say do that. Facebook is loaded with it, and if you’re like me, you may research things before you purchase toContinue Reading
To the Editor, The 38th Candlelight Tour of Homes® has come to its conclusion. What a year of variations around deep traditions! It was a very favored event and compliments were plentiful. The Historic Jefferson Foundation has every reason to be proud of this success! To James and Sharon GoolsbyContinue Reading
Glenn Melancon Not all life skills are the same. Some are more important than others. One essential skill is learning to tell the difference between fact and fiction. We have to learn who is telling the truth and who is lying to us. If we don’t learn this skill,Continue Reading
Austin Lewter, Jefferson Jimplecute Many of you may remember the rough start we had with our son. He is 13 now and time flies. But, time crept by early on. He was born at 28 weeks of gestation. My wife was in a car accident. She was six months intoContinue Reading
From Edward Jones’ Joey Romano Many of us probably felt that 2020 lasted a very long time. But now that 2021 is upon us, we can make a fresh start – and one way to do that is to make some New Year’s resolutions. Of course, you can make theseContinue Reading
Every newspaper I’ve been associated with over the last 30 years or so has published this editorial on or around Christmas. This year is no exception. Austin and I want to wish all of our subscribers a very Merry Christmas, and hope you will continue with us throughout 2021. WeContinue Reading
From Edward Jones’ Joey Romano As the year draws to a close, it’s fair to say that we’ve all learned something about the social, political, physical and environmental forces that have affected everyone. And, in some ways, our lives will be changed, perhaps permanently. But as an investor, what lessonsContinue Reading
From Edward Jones’ Joey Romano Your employer-sponsored retirement plan is a valuable asset. But sometimes things happen that can affect the status of your plan. So, for example, if you work for a hospital that changes ownership, and you have been participating in a 403(b), 457(b) or 401(k) retirement plan,Continue Reading
From Edward Jones’ Joey Romano You’ve no doubt heard reports of personal data being stolen and used for financial fraud – anything from online shopping on your credit cards to actual theft from your financial accounts. This problem won’t go away anytime soon – but you can take steps toContinue Reading
From Edward Jones’ Joey Romano If you’re a caregiver, possibly for a loved one dealing with an illness such as Alzheimer’s disease, you’re probably already facing some significant emotional and physical challenges – so you don’t need any financial ones as well. Yet, they are difficult to avoid. What stepsContinue Reading